How much to save each month for your wedding?
Enter the wedding cost, what you’ve already saved, and your wedding date. We’ll work out how much to set aside each month and each week - and, if you add your income, whether that pace is safe.
Prices updated: · United States (USD) · free, no sign-up
Calculator result
Save each month
$4,380
for 8 months, until July 15, 2027
- Weekly
- $920
- 38 full weeks
- Still missing
- $35,000
- You have
- 0%
- $0
- Open a separate savings account and set up an automatic transfer on payday - then saving happens on its own.
- In a high-yield savings account (about 3.5% APY) the fund would earn roughly $360 in interest by then - a small extra buffer. Interest is taxed as income.
- We don’t recommend putting the wedding on credit cards or a personal loan: $20,000 at 12-24% APR over two years costs about $2,500-5,000 in interest. An interest-free loan from family is fine if you write down how you’ll pay it back.
How we calculate
- We divide the amount still missing (cost minus what you already have) by the number of full calendar months until the deadline - the number of monthly transfers you can actually make - not by a rough “days divided by 30”. Amounts are rounded up to the next $10, so you’re sure to have enough.
- The weekly amount is the missing sum divided by the real number of weeks (days divided by 7), not the monthly amount divided by 4 - that would understate it by about 8%.
- By default we count to one month before the wedding, because that is when venues and most vendors want their final payment.
- A safe savings pace is up to 25-30% of your combined take-home pay.
- Interest isn’t built into the monthly amount. We show it separately as a bonus, assuming a high-yield savings account at about 3.5% APY (October 2026).
Cheat sheet: prices and good practice
Example: $30,000 to save
- Over 12 months: $2,500 a month
- Over 24 months: $1,250 a month
- Over 36 months: about $840 a month
Where to find the missing money
- A Friday, Sunday, or off-season date: 15-25% cheaper
- 20 fewer guests: about $3,000-4,000 less
- A DJ instead of a band: $2,500-3,500 less
- A side gig or selling things you don’t use
Questions and answers
Should we count on cash gifts from guests?
Not in your savings plan. Gifts arrive at or after the wedding, while vendors want their final payments before it. At most, treat them as paying back part of the cost.
Where should we keep the wedding fund?
In a separate high-yield savings account: easy to reach, FDIC-insured, and paying about 3-4% APY in October 2026. Don’t put money you need within two years into stocks - a market dip right before the final payments would hurt.
Calculate next
- Wedding budget A full wedding budget in 30 seconds - from catering to wedding bands, with price ranges.
- Who pays Split the cost between you and your parents: ready-made models or your own amounts, with a check that it all adds up.
- Gifts vs. wedding cost Gifts counted per couple and household, not per guest - an honest look at what gifts bring in versus what the wedding costs.
- Wedding countdown Days, weeks, and full months until your wedding, Saturdays left to plan, and what to do right now.
For the party itself
Games every guest plays at once
Couple trivia, awards and a finale on the big screen. Guests join with a QR code on their phones, no app to download.